Ci2C Senior Credit Analyst

JOB PURPOSE

Ci2C Senior Credit Management Analystis responsible for delivering credit management services for CHC business across countries within CHC perimeter in Europe & MEA as per their respective service level agreements.

Credit management services

• Assess customer credit risk for new & existing customers
• Implement ad-hoc review of customer credit data
• Check credit availability and manage blocked sales orders

KEY RESULTS/ACCOUNTABILITIES

Operation – Credit management services

• Collect new customer’s data for credit assessment, run risk & scoring tool and assign/update credit data
• Collect existing customer internal and external data, run risk & scoring tool, analyze and fine-tune the outcome and update credit data annually on an ad-hoc basis
• Check credit availability, manage blocked sales, document the case
• Contribute to periodic reviews and updates to credit policy and guidelines and credit management operational framework
• Address operational issues and follow through to resolution in an effective and timely manner
• Deliver operational KPIs and comply with Sanofi policies and guidelines
• Participate in continuous improvement initiatives
• Build, document and transfer Core Model process knowledge (Level 6/7) relating to credit management
• Ensure compliance of processes, transactions and reports with CHC policies and guidelines  
• Develop expert level knowledge of the activities in scope as well as local knowledge of entities in scope and become a super-user
• Pro-actively anticipate operational issues and coach junior analysts

Continuous improvement

• Identify process improvement opportunities through elimination of redundant activities
• Participate in process automation initiatives and ensure seamless adoption and transition
• Participate in global projects as required

SKILLS, EXPERIENCE & KNOWLEDGE REQUIREMENTS

• 2-3+ years of experience in Credit Management preferably in an international multicultural environment
• Graduate degree in accounting or finance is an advantage
• Understanding and evaluating financial statements, capable performing detailed financial analysis and determining credit risk of customers
• Strong deductive and analytical skills
• Strong communication skills
• Computer literate and familiar with accounting applications, SAP experience is a plus
• Team player, able to work collaboratively transversally and with Ci2C front line teams with an end-to-end mindset
• Ability to work independently and take ownership of tasks and processes
• Attentive to detail and works with precision
• Fluent in English; knowledge of other European languages is a great advantage.

Key Dimensions

The Credit Management Analyst reports to Credit Management Team Lead and works closely with Customer Service, Finance, Treasury, Account to Report, Trade or Global Business Unit and Ci2C front line teams in countries / regions.